PublishedData as ofNext update 15 January 2027
Machine-speed cyber: AI attack and defense to 2028
Whether AI-run defense closes the gap that AI-run attacks are opening: odds at December 2027 and December 2028.
Completed with the Frontier Desk engine, in partnership with Frontier Desk.
The gap is who can keep up, not whether AI is in the tools.
KEV entries added in 2026, year to date
CISA's catalog, through the 4 November 2026 release. Already above every full year since 2022.
Exploitation, DBIR 2026 dataset
Verizon's share of breaches that started with exploitation. The prior dataset was 20%. Not a calendar-year count.
KEV entries fully remediated
Verizon's DBIR 2026 dataset. Median 43 days, up from 32 in the prior dataset.
Synthetic vulnerabilities found, AIxCC final
DARPA's competition count, August 2025. The systems patched 43 of those. Not a live network.
IC3 2025 AI-related reported losses
FBI complaint data. The FBI says the figures are likely understated. Not total AI-enabled loss.
Bottom line
The judgment, then the odds. The odds are a model. The readings under them are not.
- The central case at both December 2027 and December 2028 is two-speed: large and cloud-native defenders keep up, while smaller organisations and third parties fall further behind. That is a scenario odds, from a seeded model, not a measurement.
- Three clocks are compressing at once. Finding a flaw, exploiting it, and deceiving a person are all faster where a model is in the loop. Finding, patching and detecting are faster too, and so far the public remediation numbers have moved the wrong way.
- CISA's Known Exploited Vulnerabilities catalog, version 2026.11.04, released 4 November 2026 at 20:00 UTC, holds 1,768 entries. 284 were added in 2026 year to date, against 245 in all of 2025, 186 in 2024 and 187 in 2023. 2026 is not a full year. 361 entries are flagged Known ransomware use.
- Verizon's DBIR 2026 dataset puts exploitation as the top initial-access vector at 31%, up from 20% in the prior dataset, with credential abuse at 13%. In that same dataset, 26% of KEV entries were fully remediated, at a median of 43 days, up from 32. Those are dataset comparisons, not events dated in calendar 2026.
- The defense evidence that is actually a count is a competition. At the DARPA AI Cyber Challenge final in August 2025, systems found 54 of 63 synthetic vulnerabilities, which DARPA states as 86%, and produced 43 patches. DARPA says they patched 68% of the vulnerabilities identified — of those found — up from 37% found and 25% patched at the semifinal. They also found 18 real vulnerabilities and produced 11 real patches, in an average of 45 minutes, at about $152 a task. The rates are a synthetic competition, not a live network.
- Vendor accounts of AI in intrusions are party evidence. Anthropic, on 13 November 2025, described a campaign against roughly thirty targets, a small number of them successful, and said the model carried 80–90% of the tactical work with human input at perhaps 4–6 decision points. Anthropic also says the model hallucinated credentials and findings. Google's Threat Intelligence Group, in a separate post, says it has not yet observed fully autonomous attack pipelines used against targets in the wild.
- What to do does not wait on which scenario wins. Triage KEV against EPSS on a clock shorter than 43 days. Inventory agents, MCP servers and coding-assistant plugins. Confirm payment changes out of band. Read the cyber policy for an AI exclusion before the renewal. Screen any ransom consideration against OFAC before anyone discusses paying.
Odds at the two horizons
Share of seeded paths. Each column sums to 100. Two-speed is the central case at both dates.
| Scenario | Dec 2027 | Dec 2028 |
|---|---|---|
| Offense outrunsMarker: KEV full-year additions stay high and the next DBIR remediation rate does not recover. | 11% | 3% |
| Defense catches upMarker: A later DBIR shows the KEV full-remediation rate back above the high 20s, and agent controls show up as defaults in the vendors the DBIR population actually uses. | 19% | 34% |
| Two-speedMarker: KEV additions stay elevated, large-firm disclosure and patch times improve in the next DBIR, and third-party involvement does not fall. | 53% | 42% |
| Shock and resetMarker: A public incident whose own reporting describes agent or model use, followed by a hard market or a statutory clock that was not in force the month before. | 12% | 20% |
| MuddleMarker: The next DBIR exploitation share and KEV remediation rate both print close to the 2026 dataset. | 5% | 1% |
Three clocks
Finding a flaw, exploiting it, and deceiving a person. Each clock has a defense twin, and the public numbers do not yet say the twin is winning.
Find
IBM X-Force counts publicly disclosed CVEs across four vendors — Microsoft, Oracle, Google Chrome and Apache — at about 1,493 in January–September 2025 and more than 10,124 in January–September 2026. IBM calls that roughly a 578% increase. It is IBM's four-vendor set, not all CVEs. IBM says the data does not establish a direct causal relationship with AI-assisted research, and that the sharp rise started in April 2026.
Inside a sample of 223 vulnerabilities IBM describes as discovered using frontier models, IBM reports 55.2% High or Critical on NVD CVSS v3, 91.0% remotely accessible, and 25.6% supporting code execution. That is IBM's sample and IBM's attribution. It is not a share of all vulnerabilities, and it is not a count of exploitation.
The DARPA final is the public count on the other side of the same clock: 54 of 63 synthetic vulnerabilities found, 43 patches produced, plus 18 real vulnerabilities and 11 real patches. Google's Project Zero has credited Big Sleep with finding the SQLite seriesBestIndex bug, reported in November 2024. OpenAI's Aardvark, announced in October 2025, still has little on the public record to score. Commercial claims from AI pentest firms are party claims; this page does not treat them as a rate.
Four-vendor disclosures, January–September
Microsoft, Oracle, Google Chrome and Apache. IBM's set, not all CVEs.
| Window | Disclosures | |
|---|---|---|
| Jan–Sep 2025, four vendors | about 1,493 | |
| Jan–Sep 2026, four vendors | more than 10,124 |
Source: IBM X-Force
IBM calls the change roughly 578% and says the data does not establish a direct causal relationship with AI-assisted research. The sharp rise, in IBM's account, started in April 2026.
Exploit
In Verizon's DBIR 2026 dataset, exploitation is 31% of initial access, up from 20% in the prior dataset, and credential abuse is 13%. The median threat actor in that dataset researched or used AI assistance in 15 documented techniques. That 15 is a count of techniques for the median threat actor, not a share of breaches, and not a claim that AI conducted them.
The same dataset says 26% of KEV entries were fully remediated, median 43 days, up from 32. The catalog itself, recomputed here from the 4 November 2026 JSON, shows 284 additions in 2026 year to date against 245 in the whole of 2025. Year to date is labelled because the year is not over.
GTIG reports that in the second quarter of 2026 a cloud compromise was followed by an agent-enabled mass credential-harvesting campaign planned, built and executed in under six hours. GTIG describes the haul as thousands of third-party credentials. That is GTIG's observation of one campaign, not a benchmark, and GTIG says it has not yet seen fully autonomous pipelines deployed against targets in the wild.
KEV entries added, by year
Publicly observabledateAdded on the CISA catalog. 2026 is year to date, through the 4 November 2026 release.
| Year | Entries added | |
|---|---|---|
| 2023 | 187 | |
| 2024 | 186 | |
| 2025 | 245 | |
| 2026, year to date | 284 |
Initial access, DBIR datasets
Verizon's shares. The label is the dataset, not the calendar year. The prior dataset's credential-abuse share is not drawn, because it is not in the readings used here.
| Reading | Share | |
|---|---|---|
| Exploitation, DBIR 2025 dataset | 20% | |
| Exploitation, DBIR 2026 dataset | 31% | |
| Credential abuse, DBIR 2026 dataset | 13% |
Source: Verizon DBIR 2026
Deceive
The FBI's IC3 2025 report is the first IC3 annual with an AI section. It records 22,364 AI-related complaints and about $893 million in reported losses. Business email compromise that used AI-generated email or voice cloning cost businesses more than $30 million in those complaints. The FBI says the figures are likely understated. They are self-reported complaints, not total AI-enabled loss.
Verizon's DBIR 2026 dataset says the median successful click rate for mobile-centric vectors, voice and text, in phishing simulations is 40% higher than email. Group-IB's Weaponized AI report, party evidence, describes 8,065 deepfake know-your-customer attempts at one financial institution from January through August 2025. One institution is not a market.
In the DBIR 2026 dataset, regular AI use on corporate devices, authorized or not, went from 15% to 45%. That is not Shadow AI. Unauthorized Shadow AI in that dataset is about 67% on non-corporate accounts. Neither AI-use share is the basis for the two-speed case. Third-party involvement in the same dataset is 48%, and that is the reading the central scenario hangs on.
IC3 2025, the report's AI section
Publicly observableComplaints filed with the FBI. The FBI says the figures are likely understated. Not a census of loss.
| Reading | Figure |
|---|---|
| AI-related complaints | 22,364 |
| Reported losses on those complaints | about $893 million |
| BEC with AI-generated email or voice cloning, reported losses | more than $30 million |
Source: FBI IC3 2025 annual report
The defender's clock
Find-and-fix is real inside a competition. The remediation lag on known-exploited vulnerabilities is the number that has not moved with it.
A find-and-fix tool changes the clock only if the patch lands. The DARPA competition result says a system can draft a patch in about 45 minutes on a scored task. The DBIR 2026 dataset says the median known-exploited vulnerability is still open for 43 days, and only 26% are fully remediated. Those two numbers are not the same kind of thing, and the second one is the one a board can be late on.
NIST's National Vulnerability Database has been enriching selectively, with known-exploited, federal and critical software first. The practical effect for a defender is that a CVE number is no longer a promise of a scored record. Pair KEV, which is an exploitation finding, with EPSS, which is a model of exploitation probability and not an observation.
Agent controls are now a patching problem of their own. OWASP published a Top 10 for Agentic Applications in December 2025, and its GenAI exploit round-up for the first quarter of 2026 notes that most AI incidents have no CVE. No CVE means KEV will not list them. An inventory that only watches CVE identifiers will miss the incidents OWASP is describing.
AIxCC, semifinal against final
Publicly observableDARPA's stated rates on synthetic competition tasks. Not a measurement of a production network.
| Rate as DARPA states it | Percent | |
|---|---|---|
| Synthetic vulnerabilities found, semifinal | 37% | |
| Synthetic vulnerabilities found, final | 86% | |
| Patch rate of those found, semifinal | 25% | |
| Patch rate of those found, final | 68% |
Source: DARPA, 8 August 2025
Synthetic competition, not a live network. The systems found 54 of 63 synthetic vulnerabilities, which DARPA states as 86%, and produced 43 patches. DARPA says they patched 68% of the vulnerabilities identified — of those found. Eighteen real vulnerabilities were found and 11 real patches produced, in an average of 45 minutes, at about $152 a task.
The new attack surface
Agents, MCP servers and coding assistants. The catalog shows exploited agent frameworks and gateways. It does not yet show exploited MCP servers.
On catalog 2026.11.04, the Distributed Risk ai-stack lexicon (version 2026-10-23) matches 12 KEV entries. Seven are agent frameworks, three are LLM gateways, two are ML platforms. Eleven of the 12 were added in 2026; one, a Langflow entry, was added on 5 May 2025. None were added after 2 September 2026. The MCP layer, the model-serving layer and the coding-agent layer are still at zero KEV entries. The quarterly cut of this filter is the guide linked from the routes below; this paragraph is the whole catalog, not a quarter.
A separate query of OSV.dev on 6 November 2026 at 00:05 UTC, across the 74 packages in that lexicon, returned 158 distinct advisory ids whose modified date is on or after 7 October 2026. Thirteen of those ids sit on the MCP layer and one on the coding-agent layer. This is a modified-date count from OSV's batch query. It is not deduplicated against aliases, and it is not a count of advisories first published in that window.
Anthropic's 13 November 2025 account of the campaign it calls AI-orchestrated says the operators gave the model tools, often through the Model Context Protocol. That is Anthropic's description of tool use, not an independent finding that a named MCP server was the intrusion path. GTIG separately reports that UNC6780, which GTIG also calls TeamPCP, published trojanized forks of MCP servers into package registries and injected code into repositories so that coding assistants and LLM scanners would ingest it. GTIG is the attributing party for that actor name. The decision is inventory and least privilege, not a tour of the malware.
The quarterly KEV count for this lexicon is a separate cut. This band is the whole catalog as of version 2026.11.04.
Indicators
Each reading is graded. Record is something anyone can pull. Party is the publisher's own account. A complaint total is a record of complaints.
| Indicator | Reading | Grade | Source |
|---|---|---|---|
| KEV additions, 2026 year to date | 284, catalog 2026.11.04 | Record | CISA KEV JSON |
| KEV full-year additions, 2025 | 245 | Record | CISA KEV JSON |
| KEV entries flagged Known ransomware use | 361 of 1,768 | Record | CISA KEV JSON |
| Exploitation share of initial access | 31% in the DBIR 2026 dataset, from 20% | Party | Verizon DBIR 2026 |
| KEV entries fully remediated | 26%, median 43 days, from 32 | Party | Verizon DBIR 2026 |
| Third-party involvement | 48% of the DBIR 2026 dataset | Party | Verizon DBIR 2026 |
| Regular AI use on corporate devices | 15% to 45% in the DBIR 2026 dataset. Not Shadow AI; unauthorized Shadow AI on non-corporate accounts is about 67% | Party | Verizon DBIR 2026 |
| Synthetic vulnerabilities found, AIxCC final | 54 of 63, DARPA states 86% | Record | DARPA, 8 August 2025 |
| Real vulnerabilities found at AIxCC | 18 found, 11 patches | Record | DARPA, 8 August 2025 |
| Four-vendor CVE disclosures, Jan–Sep | about 1,493 to more than 10,124 | Party | IBM X-Force |
| IC3 AI-related complaints, 2025 | 22,364 complaints, about $893 million reported | Record of complaints | FBI IC3 2025 |
| AI-stack packages on KEV | 12 entries, 0 on MCP, model serving and coding agents | Record | CISA KEV plus ai-stack lexicon 2026-10-23 |
| OSV ids modified since 7 Oct 2026 | 158 across 74 packages | Open-source record | OSV.dev query, 6 Nov 2026 00:05 UTC |
| GTIG, fully autonomous pipelines in the wild | Not yet observed, in GTIG's words | Party | Google Threat Intelligence Group |
What is still open
What a careful reading still cannot close.
- Attribution of AI involvement is what the vendor, the lab or the incident-response firm says it is. A report that says a model was used to research a technique is not a report that the intrusion ran itself.
- Most of the AI incidents in OWASP's round-up have no CVE. A catalog of exploited CVEs cannot be the whole of the attack surface.
- The counterfactual is unknown. The disclosure surge IBM describes would need a world without the coding assistants to separate AI from everything else that changed in 2026, and IBM says that separation is not established.
- GTIG's statement that it has not yet seen fully autonomous pipelines in the wild, and Anthropic's statement that a campaign was 80–90% model-run, are both party evidence about different visibility. They are not a contradiction to average away, and neither one is a record of the other's customers.
Driving forces
What has to keep moving for the central case to stay central.
F1. Model capability and cost
The tasks a model can finish in one sitting, and the price of the sitting, set how many operations a small crew can run. Both are moving. This page does not pick a model-price forecast.
F2. Open agentic offensive frameworks
GTIG and other labs have described open-source frameworks built to run offensive tasks. The existence of the frameworks is the force. This page does not reproduce their operation.
F3. Defender AI adoption
Find-and-fix, triage and detection are on offer. Adoption is uneven, which is the two-speed scenario rather than a single defense clock.
F4. Patch and remediation capacity
The bottleneck in the public numbers. A 45-minute DARPA competition patch does not move a 43-day DBIR median.
F5. Vulnerability-record infrastructure
More disclosures, selective NVD enrichment, and a KEV list that only grows when exploitation is shown. Triage gets harder as the lists disagree.
F6. Identity and voice trust
IC3's AI section, and the DBIR reading that the median successful click rate for mobile-centric vectors in phishing simulations is 40% higher than email. A callback that trusts the voice on the line is the control that fails.
F7. Third-party and SaaS concentration
48% third-party involvement in the DBIR 2026 dataset, and GTIG's account of third-party credentials taken after one cloud compromise.
F8. Regulation and information-sharing law
CISA 2015's authority expires on 11 December 2026 unless a later statute carries it. CIRCIA's final rule has been at OIRA since 1 October 2026. EU CRA reporting has been live since 11 September 2026. The facts are the dates. This page does not take a side on the drafts.
F9. Insurance pricing
NAIC's 2026 report shows the US cyber loss ratio moving from 48.7 to 53.0 while rates were cut for 8 quarters. Swiss Re has said AI expands the attack surface and that losses could exceed limits set on history. Those are separate statements. They are not one premium series, and Munich Re is not folded in.
The loop
One pass around the clocks. It does not have to complete for the exposure to be real.
- Cheaper discovery raises the number of disclosures. IBM's four-vendor count is the public example, with the causation left where IBM left it.
- The record infrastructure strains. Selective enrichment and a KEV list that is an exploitation finding, not a completeness finding, mean more identifiers than scored, exploited records.
- Remediation lag widens where the team cannot absorb the queue. The DBIR median moving from 32 days to 43 days is the reading.
- Exploitation aims at that lag, and third parties are hit first when the credential or the integration is the way in. GTIG's under-six-hours account is one party example, not the typical case.
- Incidents and claims follow. IC3's complaint totals and NAIC's loss ratio are different measurements and stay labelled as such.
- Defender spend and mandates respond: CRA reporting is already live, CIRCIA is in review, and find-and-fix tools get budget.
- Attackers who meet a faster patch clock shift toward deception and toward the agent or the coding assistant. That is the loop back to the deceive clock and the new attack surface, and it is why two-speed can stay the central case even if the best-defended networks improve.
Scenarios
Five paths. The percentages are the model's. The words are the commitment about what each path means.
Offense outruns
Exploit and phishing tempo rises faster than patch and detect, including at large and cloud-native organisations. In the model this bucket is what is left after two-speed, a median catch-up, and a shock have been counted. It is the case where the gap widens for almost everyone.
Marker: KEV full-year additions stay high and the next DBIR remediation rate does not recover.
Who is exposed: Patch owners at large firms as well as everyone smaller.
Defense catches up
Find-and-fix and default-on agent controls shrink the remediation lag for the median organisation, not only for the largest. The rise in this scenario's odds from December 2027 to December 2028 is the model's absorbing catch-up step. It is not a claim that the AIxCC competition rates are already how production networks behave.
Marker: A later DBIR shows the KEV full-remediation rate back above the high 20s, and agent controls show up as defaults in the vendors the DBIR population actually uses.
Who is exposed: Fewer organisations, and the residual is the long tail of unowned software.
Two-speed
Large and cloud-native defenders keep up. Smaller organisations and third parties fall further behind. This is the central case at both dates. Most paths in which offense tempo stays ahead are counted here, because the split that defines them is who can patch and who cannot.
Marker: KEV additions stay elevated, large-firm disclosure and patch times improve in the next DBIR, and third-party involvement does not fall.
Who is exposed: SMEs, MSPs, and the customers who trusted a vendor's agent or integration.
Shock and reset
An AI-enabled incident large enough to move mandates, exclusions or the pricing cycle. No such incident is on the public record as of 5 November 2026. The odds are a step in the model, not a count of events, and they rise into 2028 because the step is absorbing.
Marker: A public incident whose own reporting describes agent or model use, followed by a hard market or a statutory clock that was not in force the month before.
Who is exposed: Anyone whose policy, contract or reporting duty was priced on the old frequency.
Muddle
AI changes which techniques show up and who is phished, and the published totals — exploitation share, remediation, loss ratio — do not move enough to call it one of the other four. The model gives this little weight, because the readings already in hand are large movements, not noise.
Marker: The next DBIR exploitation share and KEV remediation rate both print close to the 2026 dataset.
Who is exposed: The same organisations as last year, with a new story attached.
| Scenario | Dec 2027 | Dec 2028 | Low–high, 2027 | Low–high, 2028 |
|---|---|---|---|---|
| Offense outruns | 11% | 3% | 5–18 | 1–10 |
| Defense catches up | 19% | 34% | 9–27 | 21–41 |
| Two-speed | 53% | 42% | 47–55 | 26–57 |
| Shock and reset | 12% | 20% | 5–20 | 9–33 |
| Muddle | 5% | 1% | 1–13 | 0–4 |
Ranges hold every step at its low value, then at its high value. They are not a confidence interval. Seed 20261105, 200,000 paths. The script is scripts/outlook-ai-cyber-odds.mjs.
Timeline
Dates a reader can put on a calendar. The calls below use the ones a public source will actually print.
11 December 2026
CISA 2015 information-sharing authority expires unless a later statute carries it. The House draft text adds AI to shareable topics. The Senate draft text does not. That is a difference in the drafts, not a prediction of the vote.
Early 2027
CIRCIA's final rule. It has been at OIRA since 1 October 2026. The call below uses 31 March 2027 as the settlement date for a Federal Register publication.
February 2027
The next Chainalysis crypto-crime report is the usual window. This page uses the firm's 2025 figure of $820 million, down 8%, and does not mix it with any ransom median.
Around April 2027
The IC3 2026 annual report. The call is whether its AI-related reported losses sit above the 2025 baseline of about $893 million.
Around May 2027
DBIR 2027. Two calls ride on it: exploitation share, and the KEV full-remediation rate.
Rolling
EU CRA reporting, live since 11 September 2026. NAIC's next cyber report is the settlement source for the loss-ratio call.
Who is affected
Who has a decision, and which reading names it.
CISOs and patch owners
The 43-day median is the number that names the queue. KEV plus EPSS is the sort order, not a new program.
Boards and general counsel
SEC Form 8-K Item 1.05 is the US disclosure clock for a material cybersecurity incident. A faster incident does not lengthen the four-business-day discussion; it shortens the time before that discussion starts.
Payment, treasury and KYC desks
Voice and deepfake instructions fail a control that calls back on a known number. The IC3 and Group-IB readings are why this desk is on the page.
Teams that deploy agents
MCP servers, coding-assistant plugins and gateway keys are a new inventory. Twelve KEV entries already match the lexicon, and the OSV window is busier than KEV.
MSPs and other third parties
The two-speed scenario hits here first. A customer's patch clock is not the MSP's patch clock.
Insurers and brokers
The loss ratio and the question of an AI exclusion. Do not read the Swiss Re warning as a Munich Re premium index, or either of them as the NAIC ratio.
Incident-response and crisis firms
Reporting clocks stack: CRA is live, CIRCIA is pending, 8-K is in force. The retainer that cannot name them will be late.
Smaller organisations
The central scenario says the lag pools here, whether or not the best-defended networks improve.
What to do
Actions, by the person who can take them. Each one is a control that already exists.
KEV and EPSS, on a stated clock
Sort the queue by KEV first and EPSS second. Write down the number of days you will tolerate a KEV entry, and compare it with the 43-day median rather than with a hope. The catalog and the model are both public.
Agent and MCP inventory, least privilege
Name every coding assistant, MCP server and model gateway that can read production or a payment system. OWASP's agentic list is the control catalog. Keys that can spend, merge or pay do not belong on the same principal as a research plugin.
Out-of-band confirmation for payment changes
A voice that sounds right, and an email that reads right, are the deceive clock. Call back on a number already on file. Do not use the number in the request.
Third-party MFA and secret hygiene
The DBIR third-party share and GTIG's credential-harvesting account point at the same control: the vendor's second factor, and the secret that was copied into an agent, decide whether their incident is yours.
Reporting readiness
CRA reporting is live. CIRCIA's rule is not final. Item 1.05 is. Write the three clocks into the incident plan before the incident, including who decides materiality.
Cover, read for an AI exclusion
Ask, in writing, whether AI-assisted social engineering, an agent taking an action, or a vendor's model are inside the insuring clause or inside an exclusion. The loss-ratio move is the reason the answer may have changed since the last renewal.
OFAC, before any ransom discussion
A payment consideration is a sanctions question before it is a recovery question. Screen it. The desk's guide is the sequence; this page does not add a payment method.
Key assumptions
Load-bearing. Each one names what would break it.
Remediation capacity stays the bottleneck.
Breaks if the next DBIR full-remediation rate jumps and the median days fall, in the same dataset.
Large and cloud-native networks can buy the defense tools and the staff to run them, and smaller ones cannot, on the horizon of this page.
Breaks if a default-on control in the software smaller organisations already run closes the gap without a project.
Party reports of model use in intrusions keep coming, and they keep being party reports.
Breaks if a public, non-vendor record starts scoring AI involvement the way KEV scores exploitation.
KEV remains the exploitation record, and it keeps being added to faster than it is cleared.
Breaks if 2026 full-year additions fall back under the 2025 total, or if remediation in the next DBIR moves under a month.
No statute or exclusion, by itself, changes the technical clocks inside a quarter.
Breaks if a shock scenario lands and the mandate or the exclusion changes behaviour faster than the patch queue. That is scenario four, and it is not the central case.
The ai-stack lexicon still names the products that matter.
Breaks if the incidents move to products the lexicon does not phrase-match. The quarterly guide states that limit.
Signposts
What we are watching, what would move the odds, and the date the reading was checked.
| Now | Threshold | Moves odds toward | Checked |
|---|---|---|---|
| KEV 2026 year-to-date additions | 284, and the year is not over | A full year at or above 300 keeps offense tempo and two-speed up | 5 November 2026, catalog 2026.11.04 |
| DBIR exploitation share | 31% in the 2026 dataset | A 2027 dataset share under 31% moves odds toward muddle or defense | 5 November 2026 |
| DBIR KEV full-remediation rate | 26%, median 43 days | A rate at or above 30%, with a shorter median, moves odds toward defense catches up | 5 November 2026 |
| AI-stack layers on KEV | 0 entries on MCP, model serving and coding agents | One entry after 4 November 2026 on those layers, or any new lexicon match, moves the surface band from advisory to exploited | 5 November 2026 |
| CISA 2015 | Expires 11 December 2026 unless carried forward | An enrolled bill by 31 December 2026 settles the sharing-law force; the draft difference on AI topics is noted, not scored | 5 November 2026 |
| CIRCIA final rule | At OIRA since 1 October 2026 | A Federal Register publication moves the reporting force from pending to live | 5 November 2026 |
| IC3 AI-related reported losses | about $893 million in the 2025 report | A 2026 report above that baseline keeps the deceive clock in the foreground | 5 November 2026 |
| Lab or GTIG public incident write-up | Anthropic's November 2025 account is the clearest party report in hand. GTIG says fully autonomous pipelines are not yet observed in the wild | Another public report that uses those labs' own words for an intrusion moves offense and shock up | 5 November 2026 |
| NAIC cyber loss ratio | 48.7 to 53.0, rates cut for 8 quarters | A 2026 ratio at or above 53.0 keeps the insurance force pointed at a harder conversation at renewal | 5 November 2026 |
Calls
Each call has a date, odds from the same seeded model, and a public source that settles it. The odds are not a fact.
CISA KEV additions dated in 2026 reach at least 300.
82%Resolves 1 January 2027. Range 70–93. Settled by CISA KEV JSON, count of dateAdded in 2026, read on 1 January 2027.
The Cybersecurity Information Sharing Act of 2015 authority is reauthorised, or otherwise carried forward, by 31 December 2026.
59%Resolves 31 December 2026. Range 42–76. Settled by Congress.gov enrolled text of the statute that carries it, or the absence of one.
A CIRCIA final rule is published in the Federal Register by 31 March 2027.
50%Resolves 31 March 2027. Range 32–68. Settled by federalregister.gov, docket CISA-2022-0010.
The IC3 2026 report shows AI-related reported losses above the 2025 baseline of about $893 million.
67%Resolves 30 April 2027. Range 52–82. Settled by FBI IC3 annual report for 2026, the report's own AI-related loss figure.
The DBIR 2027 dataset's exploitation share of initial access is at least 31%.
54%Resolves 31 May 2027. Range 38–70. Settled by Verizon DBIR 2027, the exploitation share of initial access.
The DBIR 2027 dataset's KEV full-remediation rate is below 30%.
62%Resolves 31 May 2027. Range 46–78. Settled by Verizon DBIR 2027, the share of KEV entries fully remediated.
By 30 June 2027, a frontier lab or Google's Threat Intelligence Group publishes a further public report that describes an intrusion as AI-orchestrated or agent-run, in that publisher's own words.
59%Resolves 30 June 2027. Range 42–76. Settled by The lab or GTIG blog post. The publisher's wording is the settlement, not this page's paraphrase.
By 30 June 2027, KEV contains at least one entry with dateAdded after 4 November 2026 that the ai-stack lexicon version 2026-10-23 tags as agent framework, LLM gateway, MCP, model serving, or coding agent.
65%Resolves 30 June 2027. Range 48–80. Settled by CISA KEV JSON joined to lib/records/ai-stack.json version 2026-10-23. The layer list is fixed here, before the outcome.
The NAIC report covering 2026 shows a US cyber loss ratio of at least 53.0.
52%Resolves 31 December 2027. Range 36–68. Settled by NAIC's next cybersecurity insurance report, the loss-ratio figure for 2026.
Questions to test this
If the answer is uncomfortable, the scenario or the call has to move.
- If the next DBIR remediation median falls and the exploitation share does not, which scenario has to give up odds?
- What would a public, non-vendor count of AI involvement have to look like before a party percentage could be treated as a record?
- Which of your third parties can produce an agent and MCP inventory this quarter, and which cannot?
- Does the cyber policy's insuring clause say anything about a model taking an action, or only about a person?
- If KEV additions in 2026 finish under 300, which sentence in the bottom line has to be rewritten?
Sources and method
Every number above is one of these, or it is the model, and the model says so.
This Outlook was researched and scored with the Frontier Desk engine, in partnership with Frontier Desk (frontierdesk.ai); Distributed Risk is responsible for its judgments and odds.
Distributed Risk is responsible for the judgments and the odds. The Frontier Desk engine is the method this page is built in: numbered bands, odds that sum to 100, calls a named public source can settle, and a check that fails the build when those locks slip. It is not described here as an internal system, and no internal figure is on the page.
Scenario odds are the share of 200,000 seeded paths (seed 20261105). Each step is a triangular distribution. Shock, a median-defender catch-up, an SME and third-party gap, and an offense tempo that stays ahead are absorbing, so the December 2028 column is conditioned on December 2027. Paths are then labelled in order: a shock; else a catch-up with no SME gap; else an SME gap without a catch-up, which is two-speed; else offense ahead without a catch-up; else muddle. Whole percentages are largest-remainder rounded so each column sums to 100. The ranges in the table below are the same model with every step held at its low value and at its high value. They are not a confidence interval from a sample of incidents.
A number on this page is either recomputed from a public feed at the data-as-of date, or it is the publisher's own figure, named in the source line. Where a publisher's wording is doing work — Anthropic's 80–90%, DARPA's 86% and 68%, IBM's 578% — the sentence says so, and says what the publisher itself refuses to conclude. DBIR figures are the 2026 dataset against the prior dataset. IC3 figures are complaints. AIxCC rates are a synthetic competition. KEV 2026 is year to date.
Not used as a figure, because this build did not open a number it was willing to stand behind: UK NCSC's assessment to 2027, ENISA's 2026 threat landscape, Microsoft's Digital Defense Report 2026, OpenAI's threat-disruption reports, Mandiant M-Trends time-to-exploit, CrowdStrike's breakout time, Sophos, Coveware, NetDiligence, and Munich Re. Crowd commentary is not a source of odds. Ransom medians from different firms are not compared.
- 01 · RecordCISA Known Exploited Vulnerabilities catalog JSON, version 2026.11.04, released 4 November 2026 at 20:00 UTC. Counts on this page were recomputed from that file.
- 02 · Open-source recordOSV.dev querybatch across the 74 packages in the Distributed Risk ai-stack lexicon, version 2026-10-23, run 6 November 2026 at 00:05 UTC. Modified-date count, not deduplicated.
- 03 · PartyAnthropic, Disrupting an AI-orchestrated cyber espionage campaign, 13 November 2025, edited 14 November 2025. Party account, including the 80–90% figure, the roughly thirty targets, and the hallucination limit.
- 04 · Record of a competitionDARPA, AI Cyber Challenge results, 8 August 2025. Finalists found 54 of 63 synthetic vulnerabilities (DARPA states 86%) and produced 43 patches. DARPA says they patched 68% of the vulnerabilities identified, meaning of those found. Synthetic competition, not a live network.
- 05 · PartyIBM X-Force, on AI and vulnerability discovery. Four-vendor disclosure counts, the 223-vulnerability sample, and IBM's statement that a direct causal relationship is not established.
- 06 · PartyGoogle Threat Intelligence Group, on the move from prompting to agentic workflows, including the under-six-hours campaign, UNC6780, and the statement that fully autonomous pipelines have not yet been observed in the wild.
- 07 · PartyVerizon Data Breach Investigations Report, 2026 edition. Shares and medians are that dataset, compared with the prior dataset, and are not calendar-2026 events.
- 08 · Record of complaintsFBI Internet Crime Complaint Center, 2025 annual report, the AI section. Self-reported complaints. The FBI says the figures are likely understated.
- 09 · PartyGroup-IB, Weaponized AI, on deepfake know-your-customer attempts at one financial institution, January–August 2025.
- 10 · PartyCoalition, 2026 claims reporting: 86% of ransomware victims refused to pay, ransom demands up 47%, and business email compromise together with funds-transfer fraud at 58% of incidents. Not a ransom median, and not mixed with any other firm's median.
- 11 · PartyChainalysis, 2025 crypto-crime total cited here as $820 million, down 8%. No payment-rate and no median is taken from this source on this page.
- 12 · RecordNAIC, 2026 cybersecurity insurance report: US loss ratio 48.7 to 53.0, rates cut for 8 quarters.
- 13 · PartySwiss Re, on AI expanding the attack surface and on losses that could exceed limits calibrated on history. Not combined with any Munich Re series. No premium index is quoted.
- 14 · PartyOWASP Top 10 for Agentic Applications, December 2025, and the OWASP GenAI exploit round-up for the first quarter of 2026, including the note that most AI incidents have no CVE.
- 15 · PartyGoogle Project Zero, Big Sleep, the SQLite seriesBestIndex bug, November 2024.
- 16 · RecordCISA 2015 expiry on 11 December 2026, and the difference between the House and Senate draft texts on whether AI is a shareable topic. Neutral facts only.
- 17 · RecordCIRCIA final rule, at OIRA since 1 October 2026. Docket CISA-2022-0010.
- 18 · RecordEU Cyber Resilience Act reporting, live since 11 September 2026.
- 19 · RecordSEC Form 8-K Item 1.05, material cybersecurity incident disclosure.
- 20 · RecordOFAC ransomware advisory. A sanctions screen comes before any payment consideration.
Put the clocks on one decision.
An advisor can take the KEV queue, the agent inventory, and the reporting clocks and say what has to move this quarter. The odds above are not that advice. They are the reason to ask.
